The site:
iMutual is a different cash back website. Alongside cash back you earn, you also get shares in iMutual.
How to earn:
Visit iMutual before you make online purchases and you’ll earn cash back. Alongside this, iMutual also give you shares in the company, meaning that when they’re able to pay dividends (perhaps in another 2-3 years), you’ll earn dividends on the shares you own.
Payment method(s) and thresholds:
Payment threshold is just £1! Cash back is paid out via BACS or Paypal. Make your payment request before 7am on a Tuesday and it’ll be with you by Friday. You will need to request you payout in your account, this isn’t automatic.
My verdict:
The idea behind iMutual is great and it is 90% owned by share holders – the users. The actual cash back paid is comparable with cash back paid out via Quidco. For example, iMutual offer £27 cash back and 270 shares for RAC car insurance, whereas Quidco is offering £30. I’m very happy to continue using iMutual.
