Give a free gift to your Facebook friends with Sainsbury’s

Dare to Share

Sainsbury’s are running a great Christmas deal on their Facebook Dare To Share app. As Christmas is for sharing with family and friends, simply log into the Facebook app and pick a Facebook friend to receive a mystery gift. The list of gifts includes gadgets, ebooks, clothing, homeware, food or fun downloads and videos. Your friends will win a prize every time, and they may even send you one back! There is no limit to how many friends you send a gift to, and you can scroll through to select certain friends.

It ends at midnight on 21st December 2014, so get sending now! Let me know what you or your friends win.

10 ways to give back at Christmas time

10 ways to give back at Christmas

I am feeling incredibly blessed this festive season. Our house may be full of coughing and spluttering thanks to a cold we both have, it may be cold outside and it may be getting dark ridiculously early, but I am still extremely grateful for all that we have. Not just material possessions, but also time we have together, family, experiences and so much more. It has got me thinking about ways to “give back” at Christmas. There are so many things that we can do, and if finances are tight, many don’t include spending a penny. Here are 10 different ways to give back at Christmas time.

1. Give your time. It doesn’t cost you anything, and there is so much that you can do. You can ring a loved one, volunteer somewhere or even help take someone’s shopping to their car.

2. Make extra – when you are baking your Christmas cake, mince pies or any other festive treats, you can make extra and give them to someone in need, such as an elderly neighbour.

3. If you have been making some extra money this year, why not donate some of your earnings to charity. Qmee allows you to do this when requesting your earnings.

4. Buy a charity gift. Oxfam Unwrapped offer some great gifts to suit any budget. You can get some chickens for £5, train a beekeeper for £12 and  build a toilet for £42. These gifts are great as stocking fillers or for someone who already has everything.

5. The Hunger Site allows you to donate daily, free of charge, just by clicking on the website. Since 1999, visitors at The Hunger Site and shoppers at The Hunger Site store have given more than 856 million cups of food.

6. Food banks are such an important part of our communities these days. They help those who are under the poverty line, ensuring that they have access to food. The Trussell Trust have a list of items that are needed for their food banks. If you are able to add a couple of things into your grocery shop and donate them, they will be extremely grateful. If you cannot afford to purchase extra, perhaps you have something in your cupboard that is new, still in date but just not liked by anyone in your household and that can be donated.

7. Invite someone over – it doesn’t necessarily have to be for Christmas day, but you can invite someone to join you for a meal, or a coffee and a chat. Loneliness, especially over Christmas is awful and get so easy to help with.

8. Donate to charity instead of sending Christmas cards.

9. Find your local Christmas toy drive and donate. Whilst Christmas is not just about gifts, imagine how you would feel as a child if you went without at Christmas time. If your budget allows it, why not purchase a toy to donate to your local toy drive? You can search the internet for your local toy drive and find where to leave your toys.

10. Smile and be polite! Christmas can be an extremely busy time and make people quite sad. I was in Sainsbury’s the other day and looked around – just one person was smiling. Bumping, barging and rude comments under the breath were everywhere. Everyone else was looking pretty miserable. I am very guilty of being rude to people who bump in to me in the Christmas rush, so I definitely need to take this one board.

£10 New Look Code When You Spend £50

£10 New Look code

If you are planning on getting a new outfit for Christmas, or grabbing some presents from New Look, then don’t forget to use the following code to get £10 off a £50 shop plus free standard delivery. Valid until midnight, 13th December 2014 (so quick, get ordering!).

The code to enter is AFFSAVE10

Terms and conditions:

  1. This discount gives you £10 off when you spend over £50 on full price items only, based on one transaction.
  2. It can be claimed online between 9th – 13th December 2014 by entering discount code AFFSAVE10 at the checkout.
  3. It cannot be used in conjunction with any other offer or discount.

Get £10 cashback at Debenhams

Debenhams Cashback

Topcashback have another great offer for new members. Simply sign up to Topcashback and place an order with Debenhams, and you will get £10 cashback. Perfect for any Christmas presents you need to get, or anything else!

To get the deal, simply:

  1. Sign up using this link, once signed up you’ll be redirected to the offer page.
  2. On the offer page you will see the offer information, hit the “Get Cashback & Visit Retailer” button, you’ll then be redirected .
  3. Once on the retailer website make your purchase as normal.
  4. After you’ve made your purchase, you should see your cashback pending in your account within 1 week. Once payable you can withdraw the cashback to your bank account.

The deal expires at midnight on Sunday, 14th December 2014, so be quick!

 

Save money on your bills

save money on your bills

Bills bills bills. No matter how much we try to shave off our monthly and annual bills, they are still a necessity. We’ve managed to get our electricity and gas down from £120 a month to £38 a month, and we discovered a water leak thanks to our £60 a month water bill (that has since been refunded and is under £20 a month now). Did you know that over a million households in the UK don’t open their bills at all? That means they may not spot anomalies or any credit that is owed to them. One of the first steps you can take in saving money is looking at reducing your bills.

How to reduce your bills

  1. Use less – water, electricity and gas usage all adds up, so be sure to switch to energy saving light bulbs, only use what you need and take shorter showers.
  2. Switch your gas and electricity to cheaper suppliers.
  3. Get a water meter installed. The general “rule” is that if there are more or the same number of bedrooms in your house than people, getting a meter would save you money.
  4. Haggle haggle haggle. You can easily get a discount on your line rental, broadband and TV just by ringing and asking what offers are available to you – even if you are still in your contract.
  5. Get cashback on your bills with the Santander 123 current account

Santander 123 Current Account

The Santander 123 current account gives you cashback on your bills! That’s right, you can earn up to 3% cashback on paying your usual bills. Putting in our monthly bills, we would get £103 in cashback every year, just for paying our bills! The current account costs £2 a month, so we would be earning back £79 for doing nothing more than paying our bills. And if we were to take out the 123 credit card, we would earn cashback on groceries, petrol and even train travel with National Rail.

To be eligible for a Santander 123 current account you will need to:

  • Fund the account with £500 per month (this means getting at least £500 coming into your account every month – it doesn’t have to stay there).
  • Pay the monthly account fee, which is £2.
  • Set up at least 2 Direct Debits

If you choose to switch to the Santander 123 current account then the switch will take no more than 7 working days under the Current Account Switch Guarantee.

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